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By: Vernette Carbon
Staying home and making money is the fondest dream of millions
of people.

And why not? Most people are unhappy with their day jobs,

slaving away for a boss and not getting much in return, not

even their freedom. Many people live for the weekends and

drag themselves through the weekly 9-5 grind.

Did you know that the majority of fatal attacks happen at

9 a.m. Monday morning? Donít believe me? Well itís true.

It seems a lot of people would rather die than get back to

the old grind after a weekend of freedom.

Whenever someone offers an opportunity or plan for you to

take your job and shove it, yet still make enough money to

live and pay all your bills, it sounds blissfully


Is it really possible to land a real work-at-home job or

run a business from your own home that is more than a hobby

or source of part-time income? Can you get rich working

out of your own home? Can you really trade your cubicle

and necktie for pajamas and the comfort of your own den?

Well, home-based businesses are one of the fastest growing

kinds of enterprises in America today. Currently some 40

million Americans are doing at least some form of work out

of their homes, (telecommuting, freelancing, working as

independent contractors, or owning a business), and the

numbers are rapidly rising.

According to the U.S. Department of Labor, as many as 70

million people will be working out of their homes by the

end of 2005. Government studies have indicated that as

much as 75% of all work done in this country could

eventually be moved home. The numbers are staggering.

You would actually be surprised to know that many major

companies like Office Depot, Pizza Hut, Sears, Staples,

Carnival Cruise Line, etc., hire home workers. Yes,

millions of people like myself are secretly working

from home earning enough money to pay the bills and


However, the overwhelming majority of home workers are not

exactly getting rich. Only about 5% are getting rich.

Why? Well, it takes a lot of discipline, hard work,

motivation, perseverance, and your own product or service

to really start earning at least $10,000 a month like the

greedy marketers claim you can easily do.

In reality, most people are not willing to do what it takes

to make this happen. There are many people who are just

satisfied with making enough money to pay their bills and

work around their family's schedule.

Most people don't want to go through the hassle of starting

a home-based business from scratch. They would prefer to

contract with a major company like Office Depot or work at

home as an employee for a major company.

If you are like most people and would like to work from home

for a Fortune 500 company technology has made it easier to

do so. However, before you decide to work from home, you

must evaluate yourself to see if you would survive as a

home-based worker. Working from home is not for everyone.


Following are several questions you should ask yourself

before deciding to work from home. If you canít answer

yes to the following questions, then you are not completely

ready to work from home. The questions are:

*Am I knowledgeable about the Internet and email?

*Do I manage my time well?

*Am I easily motivated or do I need people around me to
motivate me?

*Am I disciplined?

*Can I balance family, work, and everything else at the
same time?

*Am I teachable or do I like to do my own thing?

*Am I reliable?

*Do I have a specialized skill?

*Do I have all the equipment needed to work from home?

*Does my spouse have health insurance coverage for the
family? If not, can I afford health insurance on my own?
(If you need affordable health insurance, you can
receive instant quotes from 114 different companies at Just type in your information and they
will match you with specific companies based on your
needs.) For dental plans check out

*Can I actually reduce the high cost of health
insurance by joining a group health insurance plan,
reduce the level of coverage, increase my deductible, pay
annual premiums rather than monthly or quarterly, etc?
(For more information check out National Association for
the Self-Employed at or

*Can I contribute to a self-employed 401(k) plan?
(Visit to request a free information
kit on the self-employed 401(k) plan for the self-
employed and small business owner).

*Can I handle waking up earlier or staying up later
while the children are sleeping to meet my deadlines?

*Would I be able to make enough money to pay the bills?

If you are focused, disciplined, have a positive attitude,

highly motivated with excellent communication skills, can

answer yes to the above mentioned questions, then you are

ready to work from home as an independent contractor,

freelance or telecommuter. If not, then you can either

learn these lessons along the way or work outside the home

part time.

It is very important that before you start working from

home that you have an office set up with a good computer,

phone line (you will need a second phone line for some

assignments), and a fax machine. Some computers come with

faxing features. Most jobs are done remotely, and the

Internet is a conduit for telecommuting jobs.

About the Author

Vernette Carbon is the owner-publisher of, and the mother of two
children. She is also author of an amazing new e-book,
"Amazing Work at Home Secrets.Ē For more info about working
from home for Fortune 500 companies visit or send a blank
email to

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